¹MSN is a registered trademark of Microsoft Corporation
 in the United States and/or other countries.

²Quicken is a registered
 trademark of Intuit, Inc.

You should carefully consider a mutual fund’s investment objectives, risks, charges and expenses before investing. If you wish to invest in a mutual fund, you will be provided with a prospectus, which contains this and other important information. Read the prospectus carefully before investing. Mutual funds are offered through Devenir, LLC, which is not affiliated with ARCUS Financial Bank. Devenir, LLC is a registered broker-dealer and member, FINRA and SIPC.

INVESTMENTS IN MUTUAL FUNDS ARE NOT INSURED, ISSUED, OR GUARANTEED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION; NOT DEPOSITS IN OR OTHER OBLIGATIONS OF ARCUS FINANCIAL BANK AND ARE NOT GUARANTEED BY ARCUS FINANCIAL BANK; BUT ARE SUBJECT TO INVESTMENT RISKS, INCLUDING FLUCTUATIONS IN VALUE AND THE POTENTIAL LOSS OF THE PRINCIPAL AMOUNT INVESTED. INDIVIDUALS INVEST AT THEIR OWN RISK. FUND RATINGS REPRESENT PAST PERFORMANCE AND ARE NOT A GUARANTEE OF FUTURE RESULTS. INVESTMENT RETURNS AND PRINCIPAL VALUE WILL FLUCTUATE AND INVESTORS’ SHARES, WHEN SOLD, MAY BE WORTH MORE OR LESS THAN THEIR ORIGINAL COST.

ARCUS Financial Bank and its affiliates are not providing tax advice through this presentation. Tax issues are often very dependent on the specific facts. Clients are encouraged to seek their own tax advice.