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Introduction

Making healthcare finance easy

Welcome to ARCUS Financial Bank, your source for all of your HSA needs.  At ARCUS Financial Bank, we know that the world of healthcare and health savings accounts can be complicated and confusing.

We have designed our products and services to be as easy and user-friendly as possible.  Additionally, we are here to guide you through every step of setting up and using your HSA.  From our comprehensive online tools to our HSA-dedicated customer service representatives, we will ensure that every question is answered and every need is met.

As a bank dedicated to healthcare, you will receive a level of service not possible with other, multi-line financial services firms.

 

Benefits of the ARCUS Financial Bank HSA

  • Gain more control over your healthcare spending, reducing fixed costs through lower premiums.
  • Enjoy tax benefits from tax-deductible contributions, interest earned, and eligible withdrawals.
  • Increase savings through tax-deductible contributions.

 

Features of the ARCUS Financial Bank HSA

  • Full-featured HSA product.
  • Integrated enrollment if coupled with an eligible WellPoint-affiliated health plan.
  • Fast, online enrollment if coupled with non-integrated health plans.
  • Seamless integration with some WellPoint-affiliated health plans.
  • Complete online educational tools to help you understand the product and make informed healthcare and savings decisions.
  • Easy-to-use online banking tools, including online bill pay.
  • Integrated investment options, enabling you to invest a portion of your account funds in a variety of mutual funds.*

 

Downloadable Materials

ARCUS Financial Bank Introduction

To download an overview of ARCUS Financial Bank, its products, and its history, please click below.

ARCUS Financial Bank Introduction 

 

ARCUS Financial Bank HSA Consumer Brochure

To download an introduction to the ARCUS Financial Bank HSA and its features and benefits, please click below.

ARCUS Financial Bank HSA Consumer Brochure 

 

ARCUS Financial Bank HSA Consumer Resource Guide

To download detailed information regarding HSAs as well as frequently asked questions, please click below.

ARCUS Financial Bank HSA Consumer Resource Guide 

 

Please follow the link below to learn more about the ARCUS Financial Bank HSA.

Note:  The contents of this website are just a summary.  The ARCUS Financial Bank HSA is subject to the ARCUS Financial Bank Agreement to Terms and Conditions, whose terms are controlling.

ARCUS Financial Bank and its affiliates are not providing tax advice through this website and we cannot respond to specific tax questions.  Tax issues are often very dependent on the specific facts.  Clients are encouraged to seek their own tax advice.

HSA Information Arrow

 

 

 

 

*INVESTMENTS IN MUTUAL FUNDS ARE NOT INSURED, ISSUED, OR GUARANTEED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION; NOT DEPOSITS IN OR OTHER OBLIGATIONS OF ARCUS FINANCIAL BANK AND ARE NOT GUARANTEED BY ARCUS FINANCIAL BANK; BUT ARE SUBJECT TO INVESTMENT RISKS, INCLUDING FLUCTUATIONS IN VALUE AND THE POTENTIAL LOSS OF THE PRINCIPAL AMOUNT INVESTED. INDIVIDUALS INVEST AT THEIR OWN RISK.  FUND RATINGS REPRESENT PAST PERFORMANCE AND ARE NOT A GUARANTEE OF FUTURE RESULTS.  INVESTMENT RETURNS AND PRINCIPAL VALUE WILL FLUCTUATE AND INVESTORS’ SHARES, WHEN SOLD, MAY BE WORTH MORE OR LESS THAN THEIR ORIGINAL COST.


Account holders should carefully consider a mutual fund’s investment objectives, risks, charges and expenses before investing.  If they wish to invest in a mutual fund, they will be provided with a prospectus, which contains this and other important information.  They should read the prospectus carefully before investing.  Mutual funds are offered through Devenir, LLC, which is not affiliated with ARCUS Financial Bank.  Devenir, LLC is a registered broker-dealer and member, FINRA and SIPC.

Features Rates graph white Featured Rates

HSA Daily Balance Rate APY
$0 - $1,000 0.50% 0.50%
$1,001 - $2,500 1.50% 1.51%
$2,501 - $5,000 2.00% 2.02%
$5,001 - $15,000 2.50% 2.53%
$15,001 and over 4.00% 4.07%

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*Interest Rates and APY’s are subject to change, at our discretion, at any time
**Account fees may reduce earnings

Are You a Payor?         

Offering the ARCUS Financial Bank HSA to your members can give you a competitive advantage in the marketplace.

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Enjoy Tax-free Savings Now

HSAs allow consumers to enjoy tax-free savings or pay for eligible healthcare expenses with tax-deductible dollars. 

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Take Control

ARCUS Financial Bank gives you the tools and resources needed to manage your HSA.

  • Manage your account online
  • Use our HSA Visa® debit card to pay for eligible expenses
  • Earn interest on your savings
  • Take advantage of flexible investment options

Read more 

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